Economy India
Artha Desh

About 88 % of the wage payment made through ABPS till May 2023

About 88 % of the wage payment made through ABPS till May 2023
It has been brought to the notice of the Central Government that in many cases due to frequent changes in the Bank Account Number by the beneficiary and non-updation of the new account number by the Concerned Programme Officer of the same, due to non-submission of a new account by the beneficiary on time, several transactions of wage payment are being rejected (due to old account number) by a destination bank branch.
In consultation with different stakeholders, it is found to avoid such rejections; ABPS is the best route for making wage payments through DBT. It will help the beneficiaries in getting their wage payment on time.
Once Aadhar is updated in the scheme database, the beneficiary need not update account numbers due to change in location or change in the bank account number. Money will be transferred to the account number which is linked with the Aadhar number. In case of more than one account of the beneficiary, which is rare in the context of MGNREGA, beneficiary has the choice to select the account.
NPCI data shows that there is higher success percentage to the extent of 99.55% or above where the Aadhaar is enabled for DBT. In case of Account based payment such success is about 98%.
Under Mahatma Gandhi NREGS, ABPS is in use since 2017. After almost universal availability of Aadhaar number to every adult population, now Government of India decided to extend ABPS for beneficiaries under the scheme. The payment will land through ABPS only to the account associated with ABPS, which means that it is a safer and faster way of payment transfer.
Out of the total 14.28 crore active beneficiaries, the Aadhaar has been seeded for 13.75 crore. Against these seeded Aadhaar, a total 12.17 crore Aadhaar have been authenticated and 77.81% are now already eligible for ABPS. In the Month of May 2023, about 88 % of the wage payment has been made through ABPS. As per UIDAI, more than 98% adult population is having Aadhaar number. In case an individual needs Aadhaar number, she or he can get by visiting appropriate agency or nearby Aadhaar centre.
States have been requested to organize camps and follow up with beneficiaries to achieve 100 % ABPS. Ministry has made it clear to all the States that the beneficiary who comes for work should be requested to provide the Aadhaar number but will not be refused work on this basis.
If a beneficiary does not demand for work, in such case her/his status about eligibility for ABPS does not affect the demand for work. Job cards cannot be deleted on the basis of reason that the worker is not eligible for ABPS.

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